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	<title>12news</title>
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	<description>12news - O'zbekiston moliya portali</description>
	<pubDate>Mon, 13 Apr 2026 13:03:27 +0500</pubDate>
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	<item>
		<title><![CDATA[Jamg‘arib boriladigan pensiya to‘lovlarini olish tartibi qanday?]]></title>
		<link>https://12news.uz/earn/jamgarib-boriladigan-pensiya-tolovlarini-olish-tartibi-qanday/</link>
		<pubDate>Mon, 13 Apr 2026 13:03:27 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/jamgarib-boriladigan-pensiya-tolovlarini-olish-tartibi-qanday/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/como-financia-1194x5.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Pensiya jamg‘armasidagi mablag‘laringizni qanday olish mumkinligini bilasizmi? Jamg‘arib boriladigan pensiya tizimida to‘lovlarni olish tartibi, merosga o‘tish holatlari, chet elga chiqishda mablag‘larni yechib olish va tanlov huquqi bo‘yicha eng muhim qoidalarni tushunish ko‘pchilik uchun dolzarb masalaga aylangan. Ushbu maqolada siz jamg‘arilgan pensiya mablag‘larini olishning barcha qonuniy yo‘llari, shartlari va murojaat qilish tartibini oddiy va tushunarli tilda bilib olasiz.</p>]]></description>
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	<item>
		<title><![CDATA[O‘zbekiston va Qozog‘iston savdoni 10 mlrd dollarga olib chiqmoqchi]]></title>
		<link>https://12news.uz/earn/ozbekiston-va-qozogiston-savdoni-10-mlrd-dollarga-olib-chiqmoqchi/</link>
		<pubDate>Mon, 13 Apr 2026 12:19:28 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekiston-va-qozogiston-savdoni-10-mlrd-dollarga-olib-chiqmoqchi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/b8ed245a5c_36808397_.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Shavkat Mirziyoyev va Qasim-Jomart Toqayev savdo aylanmasini 10 mlrd dollarga yetkazishni muhokama qildi.</p>]]></description>
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	<item>
		<title><![CDATA[Eng yaxshi xorijiy universitet bitiruvchilariga 880 mln so‘mdan ortiq ipoteka ajratiladi]]></title>
		<link>https://12news.uz/save/eng-yaxshi-xorijiy-universitet-bitiruvchilariga-880-mln-somdan-ortiq-ipoteka-ajratiladi/</link>
		<pubDate>Mon, 13 Apr 2026 11:45:40 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/eng-yaxshi-xorijiy-universitet-bitiruvchilariga-880-mln-somdan-ortiq-ipoteka-ajratiladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/images_1_0aAlMna.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekistonda dunyoning eng yaxshi 100 ta oliy ta’lim muassasasini tamomlagan ilmiy kadrlar uchun yangi uy-joy kreditlari berish tartibi tasdiqlandi. Bu haqda Adliya vazirligi xabar berdi.</p>]]></description>
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	<item>
		<title><![CDATA[AQSh 2026-yilgi Jahon chempionati muxlislari uchun FIFA PASS vizasini olish tartibini e’lon qilindi]]></title>
		<link>https://12news.uz/spend/aqsh-2026-yilgi-jahon-chempionati-muxlislari-uchun-fifa-pass-vizasini-olish-tartibini-elon-qilindi/</link>
		<pubDate>Mon, 13 Apr 2026 11:19:43 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Sarflaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/spend/aqsh-2026-yilgi-jahon-chempionati-muxlislari-uchun-fifa-pass-vizasini-olish-tartibini-elon-qilindi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/covers-2026-01-30T22.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">2026-yilgi futbol bo‘yicha Jahon chempionatiga tashrif buyurishni rejalashtirayotgan O‘zbekiston fuqarolari uchun viza jarayonida yangi tartib joriy etildi.</p>]]></description>
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	</item>
	<item>
		<title><![CDATA[Ilon Mask XChat’ni ishga tushirmoqchi]]></title>
		<link>https://12news.uz/earn/ilon-mask-xchatni-ishga-tushirmoqchi/</link>
		<pubDate>Mon, 13 Apr 2026 10:36:46 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ilon-mask-xchatni-ishga-tushirmoqchi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/sf-6551-177588863170.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Texnologiya sohasidagi tadbirkor Ilon Mask yangi messenjer — XChat’ni ishga tushirishni rejalashtirmoqda.</p>]]></description>
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	<item>
		<title><![CDATA[O‘zbekistonda BFQlarni bojsiz olib kirish me’yorlari yangilandi]]></title>
		<link>https://12news.uz/earn/ozbekistonda-shaxsiy-ehtiyoj-uchun-bfqlarni-bojsiz-olib-kirish-meyori-oshirildi-endi-bfqlarning-10-tagacha-nomini-har-bir-turining-bittadan-qadogidan-oshmagan-holda-bojsiz-olib-kirish-mumkin-ularning-umumiy-ogirligi-3-kg-gacha-boladi-ozbekiston/</link>
		<pubDate>Mon, 13 Apr 2026 09:40:49 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekistonda-shaxsiy-ehtiyoj-uchun-bfqlarni-bojsiz-olib-kirish-meyori-oshirildi-endi-bfqlarning-10-tagacha-nomini-har-bir-turining-bittadan-qadogidan-oshmagan-holda-bojsiz-olib-kirish-mumkin-ularning-umumiy-ogirligi-3-kg-gacha-boladi-ozbekiston/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/images_jusJMIx.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekistonda jismoniy shaxslar tomonidan shaxsiy ehtiyoj uchun biologik faol qo‘shimchalarni (BFQ) bojsiz olib kirish tartibi o‘zgartirildi. Bu haqda Vazirlar Mahkamasining 9-aprel qaroriga tayanib, Bojxona qo‘mitasi matbuot xizmati ma’lum qildi.</p>]]></description>
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	</item>
	<item>
		<title><![CDATA[Dollar kursi pasaydi — Markaziy bank 13-aprel uchun dollar kursini  ma’lum qildi]]></title>
		<link>https://12news.uz/earn/dollar-kursi-pasaydi-markaziy-bank-13-aprel-uchun-dollar-kursini-malum-qildi/</link>
		<pubDate>Fri, 10 Apr 2026 16:40:14 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/dollar-kursi-pasaydi-markaziy-bank-13-aprel-uchun-dollar-kursini-malum-qildi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/e7feda781d_dollar-va.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekiston Respublikasi Markaziy banki 13-aprel uchun xorijiy valyutalarning yangi rasmiy kurslarini e’lon qildi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/e7feda781d_dollar-va.2e16d0ba.fill-1536x864.format-webp.webp" />
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	<item>
		<title><![CDATA[Instagram izohlarga tahrirlash funksiyasini qo‘shmoqda]]></title>
		<link>https://12news.uz/earn/instagram-izohlarga-tahrirlash-funksiyasini-qoshmoqda/</link>
		<pubDate>Fri, 10 Apr 2026 15:57:24 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/instagram-izohlarga-tahrirlash-funksiyasini-qoshmoqda/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9594.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Instagram postlar ostidagi izohlarni tahrirlash imkoniyatini joriy qilmoqda. Endi foydalanuvchilar yozgan izohlarini e’lon qilingandan keyin 15 daqiqa ichida o‘zgartira oladilar.</p>]]></description>
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	<item>
		<title><![CDATA[Dam olish kunlari O’zbekistonda qanday ob-havo kutilyapti?- 11-12-aprel prognozi]]></title>
		<link>https://12news.uz/earn/dam-olish-kunlari-ozbekistonda-qanday-ob-havo-kutilyapti-11-12-aprel-prognozi/</link>
		<pubDate>Fri, 10 Apr 2026 14:38:01 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/dam-olish-kunlari-ozbekistonda-qanday-ob-havo-kutilyapti-11-12-aprel-prognozi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/EKplPp17131525531467.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zgidromet ma’lumotiga ko‘ra, 11–12-aprel dam olish kunlari O‘zbekiston hududining aksariyat qismida yog‘ingarchilik kuzatilmaydi.</p>]]></description>
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	<item>
		<title><![CDATA[O‘zbekiston ilk bor jahon fond bozoriga chiqmoqda]]></title>
		<link>https://12news.uz/earn/ozbekiston-ilk-bor-jahon-fond-bozoriga-chiqmoqda/</link>
		<pubDate>Fri, 10 Apr 2026 12:33:25 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekiston-ilk-bor-jahon-fond-bozoriga-chiqmoqda/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9591.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekiston Milliy investitsiya fondi (UzNIF) o‘z tarkibidagi yirik kompaniyalar aksiyalarini bir vaqtning o‘zida ikkita birjada — Toshkent va London fond bozorlarida IPO (ommaviy taklif) orqali sotuvga chiqaradi.</p>]]></description>
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	</item>
	<item>
		<title><![CDATA[O‘zbekistonda e-commerce revolyutsiyasi: yangi tizim ishga tushadi]]></title>
		<link>https://12news.uz/earn/ozbekistonda-e-commerce-revolyutsiyasi-yangi-tizim-ishga-tushadi/</link>
		<pubDate>Fri, 10 Apr 2026 11:42:41 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekistonda-e-commerce-revolyutsiyasi-yangi-tizim-ishga-tushadi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9587.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Yangi tizim tufayli kamida 500 million dollar investitsiya jalb qilinishi kutilmoqda. Bu esa logistika va e-commerce infratuzilmasini keskin rivojlantiradi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9587.2e16d0ba.fill-1536x864.format-webp.webp" />
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	<item>
		<title><![CDATA[Toshkentdagi 3 ta yirik bozorda savdo nuqtalari yopildi]]></title>
		<link>https://12news.uz/save/toshkentdagi-3-ta-yirik-bozorda-savdo-nuqtalari-yopildi/</link>
		<pubDate>Fri, 10 Apr 2026 10:55:16 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/toshkentdagi-3-ta-yirik-bozorda-savdo-nuqtalari-yopildi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/Chorsu.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Toshkent shahridagi uchta yirik bozorda ayrim savdo bloklari vaqtincha yopildi. Bu haqda Favqulodda vaziyatlar vazirligi matbuot xizmati ma’lum qildi</p>]]></description>
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	<item>
		<title><![CDATA[Paynet 2025-yilda rekord darajada foyda ko'rdi]]></title>
		<link>https://12news.uz/earn/paynet-2025-yilda-rekord-darajada-foyda-kordi/</link>
		<pubDate>Fri, 10 Apr 2026 10:28:11 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/paynet-2025-yilda-rekord-darajada-foyda-kordi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/p2dH2317163723587914.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Paynet kompaniyasi 2025-yil yakunlari bo‘yicha moliyaviy hisobotini e’lon qildi. Unga ko‘ra, kompaniya sof foydasini sezilarli darajada oshirib, yilni 395 mlrd so‘m (31,5 mln dollar) foyda bilan yakunladi.</p>]]></description>
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	<item>
		<title><![CDATA[Amir Temur siymosi tushirilgan oltin tangalar savdoga chiqdi — narxlar qancha?]]></title>
		<link>https://12news.uz/earn/amir-temur-siymosi-tushirilgan-oltin-tangalar-savdoga-chiqdi-narxlar-qancha/</link>
		<pubDate>Fri, 10 Apr 2026 09:40:16 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/amir-temur-siymosi-tushirilgan-oltin-tangalar-savdoga-chiqdi-narxlar-qancha/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/photo_2026-04-09_20-.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekiston Respublikasi Markaziy banki tomonidan buyuk sarkarda Amir Temur tavalludining 690 yilligi munosabati bilan oltin va kumush esdalik tangalari hamda maxsus suvenir to‘plamlar savdoga chiqarild</p>]]></description>
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	<item>
		<title><![CDATA[O‘zbekistonda zargarlar to‘langan QQSning 80 foizini qaytarib olishlari mumkin bo‘ladi]]></title>
		<link>https://12news.uz/earn/ozbekistonda-zargarlar-tolangan-qqsning-80-foizini-qaytarib-olishlari-mumkin-boladi/</link>
		<pubDate>Thu, 9 Apr 2026 16:59:51 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekistonda-zargarlar-tolangan-qqsning-80-foizini-qaytarib-olishlari-mumkin-boladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9582.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Ushbu sohadagi tadbirkorlarni qo‘llab-quvvatlashga qaratilgan yangi choralar 2028 yil boshigacha amal qiladi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9582.2e16d0ba.fill-1536x864.format-webp.webp" />
	</item>
	<item>
		<title><![CDATA[Toshkentda yo'l haqini to'lamagan 30 ming kishi jazolandi]]></title>
		<link>https://12news.uz/earn/toshkentda-yol-haqini-tolamagan-30-ming-kishi-jazolandi/</link>
		<pubDate>Thu, 9 Apr 2026 15:00:21 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/toshkentda-yol-haqini-tolamagan-30-ming-kishi-jazolandi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9581.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Toshkent shahrida jamoat transportida yo‘l haqini to‘lamasdan harakatlanayotgan yo‘lovchilarga nisbatan qat’iy choralar ko‘rilmoqda.</p>]]></description>
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	<item>
		<title><![CDATA[Startapingizni global bozorga olib chiqing – Hozir ro‘yxatdan o‘ting]]></title>
		<link>https://12news.uz/earn/startapingizni-global-bozorga-olib-chiqing-hozir-royxatdan-oting/</link>
		<pubDate>Thu, 9 Apr 2026 14:04:10 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/startapingizni-global-bozorga-olib-chiqing-hozir-royxatdan-oting/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9580.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">2026-yil boshida Istanbulda boshlangan INMerge Roadshow endi Toshkentga yetib kelmoqda. 30-aprel kuni Raqamli texnologiyalar vazirligi, Congress Hallda bo‘lib o‘tadigan INMerge Tashkent 2026 tadbiri Markaziy Osiyoning eng faol startaplari, investorlar va texnologiya sohasidagi yetakchilarini bir maydonda jamlaydi.</p>]]></description>
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		<title><![CDATA[Toshkent viloyatida $5 mlrdlik tog‘-chang‘i zonasi va tibbiyot shaharchasi barpo etiladi]]></title>
		<link>https://12news.uz/earn/toshkent-viloyatida-5-mlrdlik-tog-changi-zonasi-va-tibbiyot-shaharchasi-barpo-etiladi/</link>
		<pubDate>Thu, 9 Apr 2026 12:32:30 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/toshkent-viloyatida-5-mlrdlik-tog-changi-zonasi-va-tibbiyot-shaharchasi-barpo-etiladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9573.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">8-aprel kuni Shavkat Mirziyoyev Toshkent viloyatini rivojlantirish bo‘yicha yig‘ilish o‘tkazdi. Unda hududda amalga oshirilayotgan islohotlar natijalari va kelgusi rejalar muhokama qilindi.</p>]]></description>
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		<title><![CDATA[Bozor va savdo markazlari uchun yong‘in sug‘urtasi majburiy bo‘ladi]]></title>
		<link>https://12news.uz/save/bozor-va-savdo-markazlari-uchun-yongin-sugurtasi-majburiy-boladi/</link>
		<pubDate>Thu, 9 Apr 2026 11:27:11 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/bozor-va-savdo-markazlari-uchun-yongin-sugurtasi-majburiy-boladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9572.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Oliy Majlis Qonunchilik palatasi yong‘in xavfsizligi tizimini takomillashtirishga qaratilgan qonun loyihasini ikkinchi va uchinchi o‘qishda qabul qilib, Senatga yubordi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9572.2e16d0ba.fill-1536x864.format-webp.webp" />
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	<item>
		<title><![CDATA[22-apreldan mobil bank ilovalari uchun yangi talablar: kimlarga taalluqli?]]></title>
		<link>https://12news.uz/save/22-apreldan-mobil-bank-ilovalari-uchun-yangi-talablar-kimlarga-taalluqli/</link>
		<pubDate>Thu, 9 Apr 2026 10:26:39 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/22-apreldan-mobil-bank-ilovalari-uchun-yangi-talablar-kimlarga-taalluqli/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9571.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">22-apreldan boshlab O‘zbekistonda mobil bank ilovalaridan foydalanish tartibiga yangi talablar joriy etiladi.</p>]]></description>
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		<title><![CDATA[Sifatsiz qurilish va kechikkan topshirishlar uchun fuqarolarga 24,4 mlrd so‘m qaytarildi]]></title>
		<link>https://12news.uz/save/sifatsiz-qurilish-va-kechikkan-topshirishlar-uchun-fuqarolarga-244-mlrd-som-qaytarildi/</link>
		<pubDate>Thu, 9 Apr 2026 09:40:09 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/sifatsiz-qurilish-va-kechikkan-topshirishlar-uchun-fuqarolarga-244-mlrd-som-qaytarildi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9569.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9569.2e16d0ba.fill-1536x864.format-webp.webp" />
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		<title><![CDATA[O‘zbekistonning oltin-valyuta zaxirasi mart oyida 8,1 mlrd dollarga kamaydi]]></title>
		<link>https://12news.uz/spend/ozbekistonning-oltin-valyuta-zaxirasi-mart-oyida-81-mlrd-dollarga-kamaydi-08042026-0737-ozbekcha-russkii-1-aprel-holatiga-kora-ozbekistonning-oltin-valyuta-zaxiralari-69-mlrd-dollarni-tashkil-etmoqda-mart-oyi-davomida-zaxiralar-81-mlrd-somga-k/</link>
		<pubDate>Wed, 8 Apr 2026 15:14:34 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Sarflaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/spend/ozbekistonning-oltin-valyuta-zaxirasi-mart-oyida-81-mlrd-dollarga-kamaydi-08042026-0737-ozbekcha-russkii-1-aprel-holatiga-kora-ozbekistonning-oltin-valyuta-zaxiralari-69-mlrd-dollarni-tashkil-etmoqda-mart-oyi-davomida-zaxiralar-81-mlrd-somga-k/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9556.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">1-aprel holatiga ko‘ra, O‘zbekistonning oltin-valyuta zaxiralari 69 milliard dollarni tashkil etdi.</p>]]></description>
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		<title><![CDATA[“Paynet” 2025-yil uchun 263 mlrd so‘m dividend to‘laydi]]></title>
		<link>https://12news.uz/spend/paynet-2025-yil-uchun-263-mlrd-som-dividend-tolaydi/</link>
		<pubDate>Wed, 8 Apr 2026 14:09:38 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Sarflaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/spend/paynet-2025-yil-uchun-263-mlrd-som-dividend-tolaydi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9554.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">6-aprel kuni Paynet AJ aksiyadorlarining yillik umumiy yig‘ilishi bo‘lib o‘tdi. Unda kompaniyaning 2025-yil moliyaviy natijalari ko‘rib chiqildi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9554.2e16d0ba.fill-1536x864.format-webp.webp" />
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		<title><![CDATA[30 yoshdan oshganlar ham o‘quv markazi ochish uchun ssuda oladi]]></title>
		<link>https://12news.uz/earn/30-yoshdan-oshganlar-ham-oquv-markazi-ochish-uchun-ssuda-oladi/</link>
		<pubDate>Wed, 8 Apr 2026 12:52:56 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/30-yoshdan-oshganlar-ham-oquv-markazi-ochish-uchun-ssuda-oladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9551.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekistonda chet tillariga ixtisoslashgan o‘quv markazlarini ochish uchun beriladigan imtiyozlar kengaytirilmoqda. Endilikda bunday imkoniyatlardan faqat yoshlar emas, balki 30 yoshdan oshgan fuqarolar ham foydalanishi mumkin.</p>]]></description>
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		<title><![CDATA[O‘zbekistonda AI-92 benzini narxi rekord darajaga yetdi]]></title>
		<link>https://12news.uz/spend/ozbekistonda-ai-92-benzini-narxi-rekord-darajaga-yetdi/</link>
		<pubDate>Wed, 8 Apr 2026 12:01:45 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Sarflaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/spend/ozbekistonda-ai-92-benzini-narxi-rekord-darajaga-yetdi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9550.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekistonda yoqilg‘i narxlari keskin oshishda davom etmoqda.</p>]]></description>
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		<title><![CDATA[500 ming so‘mlik kupyura — mish-mishmi yoki haqiqat?]]></title>
		<link>https://12news.uz/save/500-ming-somlik-kupyura-mish-mishmi-yoki-haqiqat/</link>
		<pubDate>Wed, 8 Apr 2026 11:15:59 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/500-ming-somlik-kupyura-mish-mishmi-yoki-haqiqat/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/mc4bue8q79481ATOun01.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekiston Respublikasi Markaziy banki 500 ming so‘mlik banknota chiqarilishi haqidagi xabarlarga rasmiy munosabat bildirdi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/mc4bue8q79481ATOun01.2e16d0ba.fill-1536x864.format-webp.webp" />
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	<item>
		<title><![CDATA[Artemida II: insoniyat Oy ortidan ilk bor bunday manzarani ko‘rdi]]></title>
		<link>https://12news.uz/earn/artemida-ii-insoniyat-oy-ortidan-ilk-bor-bunday-manzarani-kordi/</link>
		<pubDate>Wed, 8 Apr 2026 10:44:48 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/artemida-ii-insoniyat-oy-ortidan-ilk-bor-bunday-manzarani-kordi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/425tt422ps291JBOhoS1.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">NASA «Artemida II» missiyasi astronavtlari Oy atrofidagi parvoz davomida olingan ilk suratlarni e’lon qildi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/425tt422ps291JBOhoS1.2e16d0ba.fill-1536x864.format-webp.webp" />
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	<item>
		<title><![CDATA[O'zbekistonda 8-aprel dollar kursi qanday bo'ladi?]]></title>
		<link>https://12news.uz/earn/ozbekistonda-8-aprel-dollar-kursi-qanday-boladi/</link>
		<pubDate>Wed, 8 Apr 2026 10:03:47 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekistonda-8-aprel-dollar-kursi-qanday-boladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/e7feda781d_dollar-va.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Dollar yana ko‘tarildi: 8-aprel kursi e’lon qilindi.</p>]]></description>
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		<title><![CDATA[Poytaxtda yomg‘ir: 8-aprel kuni ob-havo tafsilotlari]]></title>
		<link>https://12news.uz/earn/poytaxtda-yomgir-8-aprel-kuni-ob-havo-tafsilotlari/</link>
		<pubDate>Wed, 8 Apr 2026 09:37:03 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/poytaxtda-yomgir-8-aprel-kuni-ob-havo-tafsilotlari/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9313.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">8-aprel kuni respublikamiz hududida ob-havo o‘zgaruvchan bo‘ladi.</p>]]></description>
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		<title><![CDATA[O‘zbekistonda pulli yo‘llar tariflari qanday belgilanadi?]]></title>
		<link>https://12news.uz/spend/ozbekistonda-pulli-yollar-tariflari-qanday-belgilanadi/</link>
		<pubDate>Tue, 7 Apr 2026 17:59:24 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Sarflaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/spend/ozbekistonda-pulli-yollar-tariflari-qanday-belgilanadi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9523.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">O‘zbekistonda pulli yo‘llar tariflari masofa, hudud va transport turiga qarab belgilanadi, deya ma’lum qildi Avtomobil yo‘llari qo‘mitasi raisi Jamshid Tursunov.</p>]]></description>
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		<title><![CDATA[Tadbirkorlarga mol va qo’y go’shti importida subsidiya ajratiladi]]></title>
		<link>https://12news.uz/save/tadbirkorlarga-mol-va-qoy-goshti-importida-subsidiya-ajratiladi/</link>
		<pubDate>Tue, 7 Apr 2026 17:37:28 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/tadbirkorlarga-mol-va-qoy-goshti-importida-subsidiya-ajratiladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9522.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">2026-yil 1-apreldan 1-avgustga qadar mol va qo’y go’shtini import qiluvchi tadbirkorlar havo transporti xarajatlarining 50%igacha, lekin har 1 kg go’sht uchun 0,8 AQSH dollaridan oshmagan miqdorda subsidiya oladi.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9522.2e16d0ba.fill-1536x864.format-webp.webp" />
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		<title><![CDATA[O‘ziga kredit olishni cheklaganlar 2 milliondan oshdi]]></title>
		<link>https://12news.uz/save/oziga-kredit-olishni-cheklaganlar-2-milliondan-oshdi/</link>
		<pubDate>Tue, 7 Apr 2026 16:52:11 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Tejaymiz]]></category>
		<guid isPermaLink="true">https://12news.uz/save/oziga-kredit-olishni-cheklaganlar-2-milliondan-oshdi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/IMG_9521.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">2026-yil 1-aprel holatiga ko‘ra, 2 mln 207 mingdan ortiq oʻzbekistonlik fuqarolar o‘zlariga kredit olishni cheklab qo‘ygan.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/IMG_9521.2e16d0ba.fill-1536x864.format-webp.webp" />
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		<title><![CDATA[Buxorodan Silikon vodiysigacha: 20 yoshli o‘zbekistonlik asoschi $500 ming investitsiya jalb qildi]]></title>
		<link>https://12news.uz/earn/buxorodan-silikon-vodiysigacha-20-yoshli-ozbekistonlik-asoschi-bilan-suhbat/</link>
		<pubDate>Tue, 7 Apr 2026 15:02:55 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/buxorodan-silikon-vodiysigacha-20-yoshli-ozbekistonlik-asoschi-bilan-suhbat/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/asdas-gigapixel-hq-s.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">AQShning San-Fransisko shahrida faoliyat yuritayotgan o‘zbekistonlik yosh asoschi Bahodir Rajabov o‘z startapi orqali $500 ming investitsiya jalb qilgani hamda Silikon vodiysigacha bo‘lgan yo‘li haqida so‘zlab berdi. Ushbu material 12news.uz va Startup Base jamoalari bilan hamkorlikda tayyorlanib, sizga taqdim etilmoqda.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/asdas-gigapixel-hq-s.2e16d0ba.fill-1536x864.format-webp.webp" />
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		<title><![CDATA[O‘zbekistonda pul o‘tkazmalari tekshiruvi kuchayadi, soliq tushumlari oshiriladi]]></title>
		<link>https://12news.uz/earn/ozbekistonda-pul-otkazmalari-tekshiruvi-kuchayadi-soliq-tushumlari-oshiriladi/</link>
		<pubDate>Tue, 7 Apr 2026 10:29:14 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/ozbekistonda-pul-otkazmalari-tekshiruvi-kuchayadi-soliq-tushumlari-oshiriladi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/H27SF917484351286085.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">Shavkat Mirziyoyev soliq tizimini yanada takomillashtirish va yashirin iqtisodiyotni qisqartirish bo‘yicha yangi vazifalarni belgiladi. Endilikda ayniqsa bank kartalari o‘rtasidagi P2P (odamdan odamga) o‘tkazmalar ustidan nazorat kuchaytiriladi.</p>]]></description>
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	<item>
		<title><![CDATA[NASA Oyning orqa tomonini aks ettirgan yangi suratni e’lon qildi]]></title>
		<link>https://12news.uz/earn/nasa-oyning-orqa-tomonini-aks-ettirgan-yangi-suratni-elon-qildi/</link>
		<pubDate>Tue, 7 Apr 2026 09:31:28 +0500</pubDate>
		<dc:creator>12news</dc:creator>
		<category><![CDATA[Pul topamiz]]></category>
		<guid isPermaLink="true">https://12news.uz/earn/nasa-oyning-orqa-tomonini-aks-ettirgan-yangi-suratni-elon-qildi/</guid>
		<description><![CDATA[<p><img src="https://im.s.12news.uz/media/images/premium_photo-171732.2e16d0ba.fill-1536x864.format-webp.webp" alt="" /></p><p dir="ltr">NASA Artemis II missiyasi astronavtlari tomonidan olingan Oyning noyob tasvirini taqdim etdi. Surat Yer tabiiy yo‘ldoshining ham bizga ko‘rinadigan, ham ko‘rinmaydigan qismlarini bir kadrda aks ettirgani bilan ahamiyatli.</p>]]></description>
		<media:thumbnail url="https://im.s.12news.uz/media/images/premium_photo-171732.2e16d0ba.fill-1536x864.format-webp.webp" />
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